Pepper Money Low Doc Loans
Need a Low Doc Loan to buy, refinance or debt consolidate? Call us NOW to understand your options.
Enquire Now or Call 1300 736 976Pepper Money Low Doc
Variable Rate Loan
(Principle And Interest)
Refer below for the Principle And Interest, Variable Rate Low Doc Loan products available from Pepper Money. Please contact us for further details including the level of documentation required for each product.
Variable Rate Loan
(Interest Only)
Refer below for the Interest Only, Variable Rate Low Doc Loan products available from Pepper Money. Please contact us for further details including the level of documentation required for each product.
Fixed Rate Loan
(Principle And Interest)
Refer below for the Principle And Interest, Fixed Rate Low Doc Loan products available from Pepper Money. Please contact us for further details including the level of documentation required for each product.
Fixed Rate Loan
(Interest Only)
Refer below for the Interest Only, Fixed Rate Low Doc Loan products available from Pepper Money. Please contact us for further details including the level of documentation required for each product.
Pepper Essential Alt Doc 2 Year Fixed 55% - 65% LVR Owner Occupied IO
Rates From: Fixed (2 yr) 7.49% (7.54% CR*)
Maximum Loan Term: 30 years
Lender: Pepper MoneyValid As At: 7 Dec 2025
Setup Costs: $929
Annual Fees: $120
Maximum LVR: 65%
Minimum Loan Amount: $100,000
Maximum Loan Amount: $2,000,000
Structure: Interest OnlySecurity: Owner Occupied Only
Pros: BPay, Extra Repayments, Vacant Land, Owner Occupied, Purchase, Refinance, Direct Credit, Direct Debit, Salary Direct, Weekly/Fortnightly Repayments, Internet Banking, Portability, Split loan ok, Transaction Account
Cons: No Capitalised LMI, No Bridging Finance, No Construction, No Investment, No Debit Card, No EFTPOS, No Offset, No Redraw
Pepper Essential Alt Doc 2 Year Fixed 65% - 70% LVR Owner Occupied IO
Rates From: Fixed (2 yr) 7.59% (7.64% CR*)
Maximum Loan Term: 30 years
Lender: Pepper MoneyValid As At: 7 Dec 2025
Setup Costs: $929
Annual Fees: $120
Maximum LVR: 70%
Minimum Loan Amount: $100,000
Maximum Loan Amount: $2,000,000
Structure: Interest OnlySecurity: Owner Occupied Only
Pros: BPay, Extra Repayments, Vacant Land, Owner Occupied, Purchase, Refinance, Direct Credit, Direct Debit, Salary Direct, Weekly/Fortnightly Repayments, Internet Banking, Portability, Split loan ok, Transaction Account
Cons: No Capitalised LMI, No Bridging Finance, No Construction, No Investment, No Debit Card, No EFTPOS, No Offset, No Redraw
Pepper Essential Alt Doc 2 Year Fixed 70% - 75% LVR Owner Occupied IO
Rates From: Fixed (2 yr) 7.59% (7.64% CR*)
Maximum Loan Term: 30 years
Lender: Pepper MoneyValid As At: 7 Dec 2025
Setup Costs: $929
Annual Fees: $120
Maximum LVR: 75%
Minimum Loan Amount: $100,000
Maximum Loan Amount: $1,500,000
Structure: Interest OnlySecurity: Owner Occupied Only
Pros: BPay, Extra Repayments, Vacant Land, Owner Occupied, Purchase, Refinance, Direct Credit, Direct Debit, Salary Direct, Weekly/Fortnightly Repayments, Internet Banking, Portability, Split loan ok, Transaction Account
Cons: No Capitalised LMI, No Bridging Finance, No Construction, No Investment, No Debit Card, No EFTPOS, No Offset, No Redraw
Pepper Essential Alt Doc 2 Year Fixed 75% - 80% LVR Owner Occupied IO
Rates From: Fixed (2 yr) 7.59% (7.64% CR*)
Maximum Loan Term: 30 years
Lender: Pepper MoneyValid As At: 7 Dec 2025
Setup Costs: $929
Annual Fees: $120
Maximum LVR: 80%
Minimum Loan Amount: $100,000
Maximum Loan Amount: $1,500,000
Structure: Interest OnlySecurity: Owner Occupied Only
Pros: BPay, Extra Repayments, Construction, Owner Occupied, Purchase, Refinance, Direct Credit, Direct Debit, Salary Direct, Weekly/Fortnightly Repayments, Internet Banking, Offset, Portability, Redraw, Split loan ok, Transaction Account
Cons: No Capitalised LMI, No Bridging Finance, No Vacant Land, No Investment, No Debit Card, No EFTPOS
* The Comparison Rate is based on a $300,000.00 loan over 30 years. This Comparison Rate applies only to the example given. Different amounts and terms will result in different Comparison Rates. Costs such as Lender Mortgage Insurance, redraw fees or early repayment fees and costs savings such as fee waivers are not included in the Comparison Rate but may influence the cost of the loan.
IF APPLICABLE, INFORMATION ABOVE EXCLUDES LENDER MORTGAGE INSURANCE AND/OR RISK FEE - PLEASE CONTACT US FOR DETAILS. FEES MAY VARY DEPENDING ON LVR, LOAN AMOUNT, PAPERWORK, CREDIT RATING.