Hello! We are Low Doc Home Loan experts (since 2002) and we are determined to help you find a great Low Doc Home Loan!

Tax Returns not required to substantiate your income

Standard Bank rates available in many instances

Buy, Build or Refinance - vacant land also possible

Credit issues allowed (Defaults, Judgements etc)

Low Doc Home Loans

If you are self-employed and have complex business structures or your Tax Returns are not up to date, then a Low Doc Home Loan may be the right solution for you.

Low Doc Home Loans are available to self-employed applicants who can substantiate their income by providing alternative paperwork. Tax Returns are not required and the interest rates and fees are often the same as a normal loan.

So, if you are self-employed with a provable income stream, then call us to discuss your options - with over 15 years' experience in the Low Doc Home Loan Marketplace, we have the knowledge and experience to help you find the right solution for your needs.

Alternatively, you can search for a Low Doc Home Loan by using one of our 3 Search Tools below:

Try here FIRST - this Search is best if you want to see exactly which Low Doc Home Loan you may qualify for based on your own particular circumstances.

You can enter the Loan Amount that you want, the value of the offered Security/s, your ABN Status, the alternative income proof you can provide, whether you are borrowing in the name of a Company/Trust, your Credit File status, whether you are after a Construction Loan and whether you require "cash out" at Settlement.


This handy Search facility allows you to see what loans you may qualify for "all on one page". You can select the Income Documentation that you can provide as well as the loan amount as a percentage of the Security/s value (the "LVR") and INSTANTLY see which loans you may qualify for.

The results also include additional information relating to the loan (eg: whether Land, Construction, Cash Out and Credit Issues are allowed).


This Search will present multiple results (starting with the lowest interest rate offering) so you can see exactly what Home Loans are in the marketplace.

You can enter the Loan Amount that you want, the value of the offered Security/s, the Security Type, whether you want a Variable or Fixed Rate Loan, whether it is an Owner Occupied or Investment Loan you are looking for, the Repayment Type (P&I or Interest Only), the Loan Features that are important to you and whether you are looking for a Low Doc or a Full Doc Loan. This is a handy tool to see what the best options are if you have all of the "right paperwork".


Nationwide Coverage!

Need help understanding your loan options?Please call us on 1300 736 976 or send an enquiry now.