AFG Home Loans - Retro Low Doc Loans
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Variable Rate Loan
(Principle And Interest)
Refer below for the Principle And Interest, Variable Rate Low Doc Loan products available from AFG Home Loans - Retro. Please contact us for further details including the level of documentation required for each product.
Variable Rate Loan
(Interest Only)
Refer below for the Interest Only, Variable Rate Low Doc Loan products available from AFG Home Loans - Retro. Please contact us for further details including the level of documentation required for each product.
Retro Lite Investment ($750k - $1.25m 60% - 70% LVR) IO (1 - 5 years)
Rates From: 6.64% (6.76% CR*)
Maximum Loan Term: 30 years
Lender: AFG Home Loans - RetroValid As At: 26 Oct 2025
Setup Costs: $722
Annual Fees: $330
Maximum LVR: 70%
Minimum Loan Amount: $750,000
Maximum Loan Amount: $1,250,000
Structure: Interest OnlySecurity: Investment Only
Pros: BPay, Extra Repayments, Investment, Purchase, Refinance, Debit Card, Direct Credit, Direct Debit, Salary Direct, EFTPOS, Weekly/Fortnightly Repayments, Internet Banking, Offset, Portability, Split loan ok, Transaction Account
Cons: No Capitalised LMI, No Bridging Finance, No Construction, No Vacant Land, No Owner Occupied, No Redraw
Retro Lite Investment ($750k - $1.25m 60% - 70% LVR) IO (6 - 10 years)
Rates From: 6.74% (6.86% CR*)
Maximum Loan Term: 30 years
Lender: AFG Home Loans - RetroValid As At: 26 Oct 2025
Setup Costs: $722
Annual Fees: $330
Maximum LVR: 70%
Minimum Loan Amount: $750,000
Maximum Loan Amount: $1,250,000
Structure: Interest OnlySecurity: Investment Only
Pros: BPay, Extra Repayments, Investment, Purchase, Refinance, Debit Card, Direct Credit, Direct Debit, Salary Direct, EFTPOS, Weekly/Fortnightly Repayments, Internet Banking, Offset, Portability, Split loan ok, Transaction Account
Cons: No Capitalised LMI, No Bridging Finance, No Construction, No Vacant Land, No Owner Occupied, No Redraw
Retro Lite Investment ($750k - $1.25m 70% - 80% LVR) IO (1 - 5 years)
Rates From: 6.79% (6.91% CR*)
Maximum Loan Term: 30 years
Lender: AFG Home Loans - RetroValid As At: 26 Oct 2025
Setup Costs: $722
Annual Fees: $330
Maximum LVR: 80%
Minimum Loan Amount: $750,000
Maximum Loan Amount: $1,250,000
Structure: Interest OnlySecurity: Investment Only
Pros: BPay, Extra Repayments, Investment, Purchase, Refinance, Debit Card, Direct Credit, Direct Debit, Salary Direct, EFTPOS, Weekly/Fortnightly Repayments, Internet Banking, Offset, Portability, Split loan ok, Transaction Account
Cons: No Capitalised LMI, No Bridging Finance, No Construction, No Vacant Land, No Owner Occupied, No Redraw
Retro Lite Investment ($750k - $1.25m 70% - 80% LVR) IO (6 - 10 years)
Rates From: 6.89% (7.01% CR*)
Maximum Loan Term: 30 years
Lender: AFG Home Loans - RetroValid As At: 26 Oct 2025
Setup Costs: $722
Annual Fees: $330
Maximum LVR: 80%
Minimum Loan Amount: $750,000
Maximum Loan Amount: $1,250,000
Structure: Interest OnlySecurity: Investment Only
Pros: BPay, Extra Repayments, Investment, Purchase, Refinance, Debit Card, Direct Credit, Direct Debit, Salary Direct, EFTPOS, Weekly/Fortnightly Repayments, Internet Banking, Offset, Portability, Split loan ok, Transaction Account
Cons: No Capitalised LMI, No Bridging Finance, No Construction, No Vacant Land, No Owner Occupied, No Redraw
Retro Lite Investment ($1.25m - $3m 60% - 70% LVR) IO (6 - 10 years)
Rates From: 6.89% (7.01% CR*)
Maximum Loan Term: 30 years
Lender: AFG Home Loans - RetroValid As At: 26 Oct 2025
Setup Costs: $722
Annual Fees: $330
Maximum LVR: 70%
Minimum Loan Amount: $1,250,000
Maximum Loan Amount: $3,000,000
Structure: Interest OnlySecurity: Investment Only
Pros: BPay, Extra Repayments, Investment, Purchase, Refinance, Debit Card, Direct Credit, Direct Debit, Salary Direct, EFTPOS, Weekly/Fortnightly Repayments, Internet Banking, Offset, Portability, Split loan ok, Transaction Account
Cons: No Capitalised LMI, No Bridging Finance, No Construction, No Vacant Land, No Owner Occupied, No Redraw
Retro Lite Investment ($1.25m - $2.5m 70% - 80% LVR) IO (1 - 5 years)
Rates From: 7.04% (7.16% CR*)
Maximum Loan Term: 30 years
Lender: AFG Home Loans - RetroValid As At: 26 Oct 2025
Setup Costs: $722
Annual Fees: $330
Maximum LVR: 80%
Minimum Loan Amount: $1,250,000
Maximum Loan Amount: $2,500,000
Structure: Interest OnlySecurity: Investment Only
Pros: BPay, Extra Repayments, Investment, Purchase, Refinance, Debit Card, Direct Credit, Direct Debit, Salary Direct, EFTPOS, Weekly/Fortnightly Repayments, Internet Banking, Offset, Portability, Split loan ok, Transaction Account
Cons: No Capitalised LMI, No Bridging Finance, No Construction, No Vacant Land, No Owner Occupied, No Redraw
Retro Lite Investment ($1.25m - $2.5m 70% - 80% LVR) IO (6 - 10 years)
Rates From: 7.14% (7.26% CR*)
Maximum Loan Term: 30 years
Lender: AFG Home Loans - RetroValid As At: 26 Oct 2025
Setup Costs: $722
Annual Fees: $330
Maximum LVR: 80%
Minimum Loan Amount: $1,250,000
Maximum Loan Amount: $2,500,000
Structure: Interest OnlySecurity: Investment Only
Pros: BPay, Extra Repayments, Investment, Purchase, Refinance, Debit Card, Direct Credit, Direct Debit, Salary Direct, EFTPOS, Weekly/Fortnightly Repayments, Internet Banking, Offset, Portability, Split loan ok, Transaction Account
Cons: No Capitalised LMI, No Bridging Finance, No Construction, No Vacant Land, No Owner Occupied, No Redraw
Retro Lite Investment ($750k - $1.25m 80% - 90% LVR) IO (1 - 5 years)
Rates From: 7.39% (7.51% CR*)
Maximum Loan Term: 30 years
Lender: AFG Home Loans - RetroValid As At: 26 Oct 2025
Setup Costs: $722
Annual Fees: $330
Maximum LVR: 90%
Minimum Loan Amount: $750,000
Maximum Loan Amount: $1,250,000
Structure: Interest OnlySecurity: Investment Only
Pros: BPay, Extra Repayments, Investment, Purchase, Refinance, Debit Card, Direct Credit, Direct Debit, Salary Direct, EFTPOS, Weekly/Fortnightly Repayments, Internet Banking, Offset, Portability, Split loan ok, Transaction Account
Cons: No Capitalised LMI, No Bridging Finance, No Construction, No Vacant Land, No Owner Occupied, No Redraw
Retro Lite Investment ($1.25m - $2.5m 80% - 90% LVR) IO (1 - 5 years)
Rates From: 7.39% (7.51% CR*)
Maximum Loan Term: 30 years
Lender: AFG Home Loans - RetroValid As At: 26 Oct 2025
Setup Costs: $722
Annual Fees: $330
Maximum LVR: 90%
Minimum Loan Amount: $1,250,000
Maximum Loan Amount: $2,500,000
Structure: Interest OnlySecurity: Investment Only
Pros: BPay, Extra Repayments, Investment, Purchase, Refinance, Debit Card, Direct Credit, Direct Debit, Salary Direct, EFTPOS, Weekly/Fortnightly Repayments, Internet Banking, Offset, Portability, Split loan ok, Transaction Account
Cons: No Capitalised LMI, No Bridging Finance, No Construction, No Vacant Land, No Owner Occupied, No Redraw
* The Comparison Rate is based on a $300,000.00 loan over 30 years. This Comparison Rate applies only to the example given. Different amounts and terms will result in different Comparison Rates. Costs such as Lender Mortgage Insurance, redraw fees or early repayment fees and costs savings such as fee waivers are not included in the Comparison Rate but may influence the cost of the loan.
IF APPLICABLE, INFORMATION ABOVE EXCLUDES LENDER MORTGAGE INSURANCE AND/OR RISK FEE - PLEASE CONTACT US FOR DETAILS. FEES MAY VARY DEPENDING ON LVR, LOAN AMOUNT, PAPERWORK, CREDIT RATING.