Our principals have had many years of experience in the lending industry and we know what we are doing. You can be assured that we will only recommend loans that suit your requirements.
 

We belong to the Mortgage & Finance Industry Association of Australia (MFAA). The charter of the MFAA requires ongoing formal education of it's members and requires all members to adhere to it's strict code of conduct. As a member of the MFAA, we comply with the highest ethical standards.

In most cases, we do not charge brokerage fees or any other hidden charges. All Fees and Charges are disclosed on our Fact Sheets.
 

We always aim to recommend Low Doc Loans that offer interest rates comparable to a standard home loan. Our philosophy is that you should not have to pay a premium interest rate just because you don't have the "right" kind of paperwork. Of course, there will be instances where this is not always possible, but we will explain any reasons why this may be the case when we make our recommendation to you.
 

Our loan approval rate is one of the highest in the industry, in fact greater than 95% (with 60% being the industry average). We maintain this through qualifying loan applicants prior to submitting an application to the Lender. We will tell you upfront whether your Application is likely to succeed or not. If you then proceed with a formal Application, you can be confident that your chances of success will be high.
 

We only recommend products that are amongst the leaders in their class. Our panel of Lenders include: Adelaide Bank, AMP, ANZ, BankWest, Citibank, Commonwealth Bank / Colonial, Heritage, Homeloans Ltd, Homeside, IMB, ING, LaTrobe, Liberty, Pepper, Pioneer, Provident Capital, RedZed, RPM, St George, Suncorp, The Rock, Westpac and more.

We also do not promote any particular lender (commissions to us vary little between Lenders), therefore we work with your best interests in mind.

We do not deal with private or offshore lenders. We only deal with well known Australian bank and non-bank lenders. Your loan will be as secure as it can be.
 

We will do our best to fully understand your requirements and treat your enquiry seriously. Sometimes we may not be able to help, but let us be the ones to say "no", because you never never know (there is more than one way to address a problem ... we may have ideas that you hadn't thought of).
 

We are available to answer your queries and to clarify any questions you may have before lodging a formal Application. This is often done with one simple phone call. Just call us on 1300 736 976 and a consultant will be happy to walk you through your options. Alternatively, you can apply online using our Enquiry Form at the top of this page.
 

We will keep you informed at every critical step in the loans process via our in-house developed SMS and Email notification systems. We understand that there is nothing more frustrating than a lack of communication. Of course, you are always welcome to call us to get an update at any time. Our Email addressess are also CONSTANTLY monitored.
 

We pride ourselves on full disclosure. We will tell you everything we can about the loan we are recommending (as evidenced by our industry leading Fact Sheets). We are very particular about disclosing full setup costs, all ongoing costs and exit costs that may apply. You're busy and we don't want to waste your valuable time by having you "guess" at what can and can't be done. We want you to come back again and again and we'd love you to refer us to your friends and relatives so that we can help them as well.