Low Doc Home Loans Qualifier :: Find out if you qualify for a Low Doc Loan (Credit Impaired, Residential, Commercial)

Name:	Phone No.:
Email:
Notes:
	4 business hours response ... or SKYPE us

Answers questions to see what Products you qualify for

QUESTION 1: TYPE OF LOAN
Residential (Security is a standard Home or Unit)

Commercial (Security is a Shop, Factory, Office or Warehouse)

QUESTION 2: ABN STATUS
CLICK HERE to search for your ABN.

More Information on ABN Numbers

If you are a Sole Trader, use the ABN registered in your own Personal Name or your Business Trading Name (eg: John Smith Trading as Smith Management Consultants - Search for "John Smith" OR "Smith Management Consultants").
If you are a Partnership, use the ABN in the Partnership name (eg: John and Jan Smith - Search for "John and Jan Smith" OR "J & J Smith").
If you are a Director of a Company that has an ABN and you derive your income from this Company, then use the Company ABN (eg John Smith as a Director of Smith Management Consultants Pty Ltd - search for "Smith Management Consultants Pty Ltd").
If you trade under a Trust Name, use the Trust ABN (eg: John Smith as Trustee for the Smith Family Trust - search for "Smith Family Trust").

If unsure, please call us on 1300 736 976 and we will look up your ABN and advise if you are eligible for a Low Doc Loan based on our enquiries.

My ABN has been CONTINUALLY active for:
At least 2 Years
At least 1 Year but less than 2 Years
At least 6 months but less than 1 Year
Less than 6 months

AND My ABN has been CONTINUALLY GST registered for:
At least 2 Years
At least 1 Year but less than 2 Years
At least 6 months but less than 1 Year
Less than 6 months
My ABN is NOT GST registered

I'm not sure:
Please call me on to discuss

QUESTION 3: INCOME VERIFICATION

You can no longer get a Low Doc Loan based solely on an Income Declaration. You will be required to provide some form of evidence that you are able to repay the loan.

I can:

Supply BAS Returns for the last 12 months

Supply at least 6 months of Personal and Business Bank Statements which will help verify my declared income

Supply a letter from my Accountant - my Accountant will verify my declared income
CLICK HERE FOR A SAMPLE ACCOUNTANTS LETTER VERIFYING MY INCOME
(NOTE: Exact wording and format will vary from Lender to Lender)

Supply a letter from my Accountant - my Accountant will verify that I can afford to repay the Loan but will not confirm
      my declared income
      CLICK HERE FOR A SAMPLE ACCOUNTANTS LETTER CONFIRMING THAT I CAN AFFORD TO REPAY THE LOAN
      (NOTE: Exact wording and fornat will vary from Lender to Lender)

I'm not sure:
Please call me on to discuss

QUESTION 4: YOUR CREDIT
I do not have any Credit Issues (Defaults/Judgements/Court Writs/Bankruptcy/Part X Agreements or
Companies under Administration)

I may have some Credit issues - Only show me Products that have some Credit tolerance

SITE MAP

Home

How it Works & FAQ's

Success Stories

About Us

The Right Broker

Low Doc Loans are not Dead

Why use Us

lowdocloans.com.au in the Media

Conditions of Use

Privacy

Dispute Resolution

Fact Finder

Credit Check Form

60% LOW DOC LOANS

BANK LOAN - 6.70% Variable (option to transfer to 6.50%+ after 2 years of good repayment conduct (rate could vary upwards by as much as 0.20% depending on amount borrowed and LVR)

BANK LOAN - Loans $500,000+: 6.45% to 75% LVR, 6.60% 75.01% to 80% LVR
Loans $250,000 to $499,999: 6.50% to 75% LVR, 6.60% 75.01% to 80% LVR
Loans to $250,000: 6.75% to 75% LVR, 6.85% 75.01% to 80% LVR

NON BANK LOAN - Max 60% LVR: 6.73% Variable (6.63% Variable for loans $500,000+)

BANK LOAN - 6.50% Variable for loans > $250,000 and lodged by 29 Feb 2012 - else 6.60%

BANK LOAN - 6.80% Variable for LVR's over 60% (Rates from 6.61% if LVR is 60% or under)

BANK LOAN - Rates From 6.66% Variable, Fixed Rates available (1-5 Years)

BANK LOAN - 7.70% Variable

BANK LOAN - 7.74% Variable, Fixed Rates available (1-5 Years)

NON BANK LOAN - Rates From 8.65% Variable

NON BANK LOAN - Rates From 8.59% Variable

NON BANK LOAN - Rates From 9.05% Variable, Fixed Rates available

80% LOW DOC LOANS

BANK LOAN - 7.20% Variable (option to transfer to 6.50%+ after 2 years of good repayment conduct (rate could vary upwards by as much as 0.20% depending on amount borrowed and LVR)

BANK LOAN - Rates From 6.66% Variable, Fixed Rates available (1-5 Years)

BANK LOAN - 6.80% Variable for LVR's over 60% (Rates from 6.61% if LVR is 60% or under)

NON BANK LOAN - 60.01% to 80% LVR: 6.98% Variable (6.88% Variable for loans $500,000+)

BANK LOAN - 7.74% Variable, Fixed Rates available (1-5 Years)

NON BANK LOAN - Rates From 8.65% Variable

NON BANK LOAN - Rates From 8.59% Variable

NON BANK LOAN - Rates From 9.05% Variable, Fixed Rates available

COMMERCIAL LOW DOC LOANS

BANK LOAN - Rates From 8.69% Variable, 7.79% Fixed 1 Year

NON BANK LOAN - Rates From 9.20% Variable, Fixed also available (call for current rates)