I WANT TO REFINANCE BETWEEN 60% and 80% OF MY PROPERTY/S VALUE

WE OFFER A FREE SERVICE - Rates and Fees are EXACTLY the same as if you had dealt with the Lender direct.

THE OPTIONS BELOW ARE ALL FROM DIFFERENT LENDERS (unless specified otherwise)

OPTION 1
I have an ABN that has been active for at least ONE year (GST registered for at least 1 year) and I am able to provide my last 12 months BAS Returns.
Notes: Suitable for "Cash Out" purposes, Company's/Trust OK for Investment Property/s.
RATES FROM 6.85% VARIABLE
CLICK HERE FOR PRODUCT DETAILS (Includes Rate Options and Fees)

OPTION 2
(Same Lender as Option 1).
I have an ABN that has been active for at least ONE year (not GST registered) and I earn less than $75,000 pa. I am able to supply 6 months Bank Statements that show income going through my Business Account that can substantiate the income I intend to declare.
Notes: Suitable for "Cash Out" purposes, Company's/Trust OK for Investment Property/s.
RATES FROM 6.85% VARIABLE
CLICK HERE FOR PRODUCT DETAILS (Includes Rate Options and Fees)

OPTION 3
I have an ABN that has been active for at least TWO years (GST registered for at least 1 year) and I am able to provide my last 12 months BAS Returns (NOTE: The income figure as per the BAS Returns does not necessarily have to agree with your declared income - the Bank is more concerned that you are running a legitimate business). Title is in Personal Names (NO Company's or Trusts).
Notes: NOT suitable for "Cash Out" purposes.
RATES FROM 6.81% VARIABLE
CLICK HERE FOR PRODUCT DETAILS (Includes Rate Options and Fees)

OPTION 4
I have a GST registered ABN that has been active for at least ONE year (for borrowings up to 70% of the property value) or at least TWO years (for borrowings between 70.01% and 75% of the property value). I am unable to supply BAS Returns. I am looking to refinance an existing Home Loan from the ANZ, CBA, BankWest, Bank of WA, NAB, Homeside, Westpac, St George, Bank SA, BOQ, Bendigo, Citibank, HSBC, ING, Credit Union Australia, Police & Nurses Credit, Heritage, The Rock and Newcastle Permanent to a MAXIMUM of 75% of property value (75% LVR).
Notes: NO BAS Returns required, Limited "Cash Out" available, Company's/Trusts OK.
RATES FROM 7.01% VARIABLE
CLICK HERE FOR PRODUCT DETAILS (Includes Rate Options and Fees)

OPTION 5
I have an ABN that has been active for at least TWO years (GST registered for at least 2 years if declaring an income greater than $75,000) but I am unable to supply BAS Returns. Title will be in Personal Names (NO Company's or Trusts).
Refinances are ONLY available where the loan being refinanced is a Land Loan that has been active for at least 6 months with another Lender and the purpose of the refinance is to construct a dwelling on the land (max LVR is 80% of Land plus Construction Costs). NO Cash out is allowed (ie: Bank will only fund the Fixed Price Building Contract and the Land refinance).
Notes: No BAS Returns required, Max loan of $2.5m, Not Age sensitive, will do up to 100 acres.
RATES FROM 7.72% VARIABLE
CLICK HERE FOR PRODUCT DETAILS (Includes Rate Options and Fees)

OPTION 6
I have an ABN that has been active for at least ONE year but I am unable to provide BAS Returns or Bank Statements.
Notes: Suitable for "Cash Out" purposes, Company's/Trust OK. Suitable for Credit Impaired Applicants.
NOT AVAILABLE to anyone who qualifies for the First Home Owners Grant.
RATES FROM 9.19% VARIABLE
CLICK HERE FOR PRODUCT DETAILS (Includes Rate Options and Fees)