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I WANT TO BUY A PROPERTY/S AND I HAVE BETWEEN A 20% TO 40% DEPOSIT

WE OFFER A FREE SERVICE - Rates and Fees are EXACTLY the same as if you had dealt with the Lender direct.

THE OPTIONS BELOW ARE ALL FROM DIFFERENT LENDERS (unless specified otherwise)

OPTION 1
I have a GST registered ABN that has been active for at least ONE year (for borrowings up to 70% of the property value) or at least TWO years (for borrowings between 70.01% and 80% of the property value). I am unable to supply BAS Returns.
Notes: No Genuine Savings required, NO BAS Returns required, Company's/Trusts OK.
RATES FROM 7.01% VARIABLE
CLICK HERE FOR PRODUCT DETAILS (Includes Rate Options and Fees)

OPTION 2
I have an ABN that has been active for at least TWO years (GST registered for at least 2 years if declaring an income greater than $75,000) but I am unable to supply BAS Returns. Title will be in Personal Names (NO Company's or Trusts).
Notes: No Genuine Savings required.
RATES FROM 7.72% VARIABLE
CLICK HERE FOR PRODUCT DETAILS (Includes Rate Options and Fees)

OPTION 3
I have an ABN that has been active for at least TWO years (GST registered for at least 1 year) and I am able to provide my last 12 months BAS Returns (NOTE: The income figure as per the BAS Returns does not necessarily have to agree with your declared income - the Bank is more concerned that you are running a legitimate business). I can also demonstrate that I have at least a 5% Genuine Savings history over the last 3 months (eg: Money in the Bank, Shares that have been held for 3 months, sale of a recent property or any other "liquid" savings). Title will be in Personal Names (NO Company's or Trusts).
Notes: 5% Genuine Savings required.
RATES FROM 6.81% VARIABLE
CLICK HERE FOR PRODUCT DETAILS (Includes Rate Options and Fees)

OPTION 4
I have an ABN that has been active for at least ONE year (GST registered for at least 1 year) and I am able to provide my last 12 months BAS Returns.
Notes: No Genuine Savings required, Company's/Trusts OK for Investment Property/s.
RATES FROM 6.85% VARIABLE
CLICK HERE FOR PRODUCT DETAILS (Includes Rate Options and Fees)

OPTION 5
(Same Lender as Option 3).
I have an ABN that has been active for at least ONE year (not GST registered) and I earn less than $75,000 pa. I am able to supply 6 months Bank Statements that show income going through my Business Account that can substantiate the income I intend to declare.
Notes: No Genuine Savings required, Company's/Trusts OK for Investment Property/s.
RATES FROM 6.85% VARIABLE
CLICK HERE FOR PRODUCT DETAILS (Includes Rate Options and Fees)

OPTION 6
I have an ABN that has been active for at least ONE year but I am unable to provide BAS Returns or Bank Statements.
Notes: No Genuine Savings required, Companys/Trusts OK. Suitable for Credit Impaired Applicants.
NOT AVAILABLE to anyone who qualifies for the First Home Owners Grant.
RATES FROM 9.19% VARIABLE
CLICK HERE FOR PRODUCT DETAILS (Includes Rate Options and Fees)

We provide services to all states within Australia: New South Wales (NSW), Victoria (VIC), Australian Capital Territory (ACT), Queensland (QLD), South Australia (SA), Tasmania (TAS), Western Australia (WA), Norther Territory (NT). Major areas covered include: Adelaide, Albany, Alice Springs, Armidale, Balladonia, Brisbane, Carnarvon, Broome, Bundaberg, Byron Bay, Cairns, Canberra, Carnarvon, Central Cost, Coffs Harbour, Cooktown, Darwin, Derby, Geraldton, Georgetown, Gladstone, Gold Coast, Groken Hill, Hobart, Kalgoorlie, Karumba, Katherine, Larrimah, Launceston, Lismore, Mackay, Melbourne, Minilya, Moree, Newcastle, Noosa, Northam, Perth, Port Hedland, Portland, Port Lincoln, Port Macquarie, Rockhampton, Sunshine Coast, Southern Cross, Sydney, Townsville, Wollongong and Tweed Heads.

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