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I WANT TO BUY A PROPERTY/S AND I HAVE BETWEEN A 20% TO 40% DEPOSIT

WE OFFER A FREE SERVICE - Rates and Fees are EXACTLY the same as if you had dealt with the Lender direct.

THE OPTIONS BELOW ARE ALL FROM DIFFERENT LENDERS (unless specified otherwise)

OPTION 1
I have an ABN that has been active for at least TWO years (GST registered for at least 2 years if declaring an income greater than $75,000) but I am unable to supply BAS Returns. Title will be in Personal Names (NO Company's or Trusts).
Notes: No Genuine Savings required.
RATES FROM 6.80% VARIABLE
CLICK HERE FOR PRODUCT DETAILS (Includes Rate Options and Fees)

OPTION 2
I have an ABN that has been active for at least TWO years (GST registered for at least 1 year) and I am able to provide my last 12 months BAS Returns (NOTE: The income figure as per the BAS Returns does not necessarily have to agree with your declared income - the Bank is more concerned that you are running a legitimate business). I can also demonstrate that I have at least a 5% Genuine Savings history over the last 3 months (eg: Money in the Bank, Shares that have been held for 3 months, sale of a recent property or any other "liquid" savings). Title will be in Personal Names (NO Company's or Trusts).
Notes: 5% Genuine Savings required.
RATES FROM 6.31% VARIABLE
CLICK HERE FOR PRODUCT DETAILS (Includes Rate Options and Fees)

OPTION 3
I have an ABN that has been active for at least ONE year (GST registered for at least 1 year) and I am able to provide my last 12 months BAS Returns.
Notes: No Genuine Savings required, Company's/Trusts OK for Investment Property/s.
RATES FROM 6.35% VARIABLE
CLICK HERE FOR PRODUCT DETAILS (Includes Rate Options and Fees)

OPTION 4
(Same Lender as Option 3).
I have an ABN that has been active for at least ONE year (not GST registered) and I earn less than $75,000 pa. I am able to supply 6 months Bank Statements that show income going through my Business Account that can substantiate the income I intend to declare.
Notes: No Genuine Savings required, Company's/Trusts OK for Investment Property/s.
RATES FROM 6.35% VARIABLE
CLICK HERE FOR PRODUCT DETAILS (Includes Rate Options and Fees)

OPTION 5
I have a GST registered ABN that has been active for at least ONE year (for borrowings up to 70% of the property value) or at least TWO years (for borrowings between 70.01% and 80% of the property value). I am unable to supply BAS Returns.
Notes: No Genuine Savings required, NO BAS Returns required, Company's/Trusts OK.
RATES FROM 6.51% VARIABLE
CLICK HERE FOR PRODUCT DETAILS (Includes Rate Options and Fees)

OPTION 6
I have an ABN that has been active for at least ONE year but I am unable to provide BAS Returns or Bank Statements.
Notes: No Genuine Savings required, Companys/Trusts OK. Suitable for Credit Impaired Applicants.
NOT AVAILABLE to anyone who qualifies for the First Home Owners Grant.
RATES FROM 8.49% VARIABLE
CLICK HERE FOR PRODUCT DETAILS (Includes Rate Options and Fees)

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