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Conditions of Use

Your use of Low Doc Loans' website is governed by these Conditions of Use. Your use of Low Doc Loans' website indicates your acceptance of these Conditions of Use including any changes made to them.

Security Codes

Low Doc Loans may provide you with an access code to enable access to the website. You acknowledge that the access code remains the property of Low Doc Loans and that it will be kept confidential by you. Low Doc Loans may at its absolute discretion permanently or temporarily deactivate your access code at any time.

Disclaimer

To the extent permitted by law, Low Doc Loans and its related companies accept no liability for any loss or damage (including indirect, special or consequential loss or damage to any person):

  • arising from the use of or reliance upon information contained in or accessed through the Low Doc Loans website.
  • should the Low Doc Loans website be unavailable or not be available in its entirety, and
  • as a result of any virus, program bugs or similar causes.

Trade Marks and Copyright

Low Doc Loans owns trademarks which are registered or under application. Some of those trademarks are used in the Low Doc Loans website. You are not permitted to use Low Doc Loans' trademarks without its consent, unless such use is otherwise expressly permitted by this website or by law. The Low Doc Loans website and its contents are copyright to Low Doc Loans, or in some cases to other parties. You are entitled to save and or print part or all of Low Doc Loans' website for your own information but you are not entitled to alter it.

Changes to Condition of Use

You agree that Low Doc Loans may at any time vary these conditions of use by publishing the varied conditions of use on the Low Doc Loans website. The right of Low Doc Loans to vary these conditions of use includes adding to and expanding them as the information and functions available through the Low Doc Loans website change.

Date of issue: July 1, 2010

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60% LOW DOC LOANS

BANK LOAN - 6.48% Variable / 7.04% CR (option to transfer to 6.03%+ after 2 years of good repayment conduct (rate could vary upwards by as much as 0.10% depending on amount borrowed and LVR)

BANK LOAN - $500,000+: 6.30% (6.46% CR) to 75% LVR, 6.36% (6.52% CR) 75.01%-80% LVR
$250,000-$499,999: 6.36% (6.52% CR) to 75% LVR, 6.41% (6.57% CR) 75.01%-80% LVR
$250,000 or less: 6.46% (6.62% CR) to 75% LVR, 6.56% (6.72% CR) 75.01%-80% LVR


NON BANK LOAN - Max 60% LVR: 6.51% Variable / 6.87% CR loans to $499,999
6.41% Variable / 6.77% CR for loans $500,000+


BANK LOAN - 6.35% Variable / 6.40% CR

BANK LOAN - 6.50% Variable / 6.64% CR

BANK LOAN - Rates From 6.39% Variable / 6.65% CR, Fixed Rates available (1-5 Years)

BANK LOAN - 7.50% Variable

BANK LOAN - 7.59% Variable, Fixed Rates available (1-5 Years)

NON BANK LOAN - Rates From 8.65% Variable

NON BANK LOAN - Rates From 7.84% Variable

NON BANK LOAN - Rates From 8.25% Variable, Fixed Rates available

80% LOW DOC LOANS

BANK LOAN - 6.98% Variable / 6.84% CR (option to transfer to 6.08%+ after 2 years of good repayment conduct (rate could vary upwards by as much as 0.15% depending on amount borrowed and LVR)

BANK LOAN - Rates From 6.39% Variable / 6.65% CR, Fixed Rates available (1-5 Years)

BANK LOAN - $500,000 and above - 6.49% variable / 6.68% CR
$250,000 to $499,999 - 6.59% variable / 6.78% CR
Under $250,000 - 7.19% variable / 7.38% CR


BANK LOAN - 6.50% Variable / 6.64% CR

NON BANK LOAN - 60.01% to 80% LVR: 6.76% Variable / 7.12% CR loans to $499,999
6.66% Variable / 7.02% CR for loans $500,000+


BANK LOAN - 7.59% Variable, Fixed Rates available (1-5 Years)

NON BANK LOAN - Rates From 8.65% Variable

NON BANK LOAN - Rates From 7.84% Variable

NON BANK LOAN - Rates From 8.25% Variable, Fixed Rates available

COMMERCIAL LOW DOC LOANS

BANK LOAN - Rates From 8.69% Variable, 7.79% Fixed 1 Year

NON BANK LOAN - Rates From 8.90% Variable, Fixed also available (call for current rates)

RESIDENTIAL AND COMMERCIAL CONSTRUCTION LOW DOC LOANS FOR DEVELOPERS

NON BANK LOAN - Rates From 9.35% Variable