Low Doc Loans :: Flexible home loans without all the paperwork

Before you apply for a loan with Low Doc Loans, you should calculate your borrowing capacity based on your income situation. The calculator is "conservative" and looks at the worst case situation ( as serviceability criteria varies from Lender to Lender). Calculations are based on a loan term of 30 years in all cases. If you service using this calculator, it is likely that you will service with any of our panel lenders.

Notes:
1. If you are applying for a No Doc loan, then there is no need to calculate your income as you do not declare ANY income when applying for this particular type of loan.
2. If you are a PAYG applicant, then show your annual gross income in the income section.
3. If you are self employed, show the gross figure that you would expect to pay tax on. Remember, your income is self-declared and we do not require any substantiating documents (Tax Returns etc) to confirm the figure you claim.

We would also recommend that you read our comments on low doc loans and possible tax implications before deciding on an appropriate income level to declare.

OK, let's begin ...

Enter Interest Rate:

Number of borrowers:

Are borrowers married or de facto?

Yes No

Total number of CHILD dependants:
(Do not include children that are working but still live at home)

Total number of ADULT dependants:
(Include spouse/partner who is NOT a borrower)

Existing rent you pay (if applicable) on the property you currently live in:
annual figure:
(If you are purchasing a new house to live in,
leave this blank)

Any existing mortgage repayments:
annual figure:
(If you are refinancing, do not include any existing mortgages
that will be refinanced as part of the transaction)

Any other Loan repayments:
annual figure:
(Car Loans, Hire Purchase, Personal Loans etc)

Credit Card Limits:
(Not the amount owing on your cards ...
enter the approved LIMIT of all cards)


	Borrower 1: (If self-employed, show the gross figure that you would expect to pay tax on ... if PAYG, show gross annual salary)
	Borrower 2: (If self-employed, show the gross figure that you would expect to pay tax on ... if PAYG, show gross annual salary
	Borrower 3: (If self-employed, show the gross figure that you would expect to pay tax on ... if PAYG, show gross annual salary
	Borrower 4: (If self-employed, show the gross figure that you would expect to pay tax on ... if PAYG, show gross annual salary

We provide services to all states within Australia: New South Wales (NSW), Victoria (VIC), Australian Capital Territory (ACT), Queensland (QLD), South Australia (SA), Tasmania (TAS), Western Australia (WA), Norther Territory (NT). Major areas covered include: Adelaide, Albany, Alice Springs, Armidale, Balladonia, Brisbane, Carnarvon, Broome, Bundaberg, Byron Bay, Cairns, Canberra, Carnarvon, Central Cost, Coffs Harbour, Cooktown, Darwin, Derby, Geraldton, Georgetown, Gladstone, Gold Coast, Groken Hill, Hobart, Kalgoorlie, Karumba, Katherine, Larrimah, Launceston, Lismore, Mackay, Melbourne, Minilya, Moree, Newcastle, Noosa, Northam, Perth, Port Hedland, Portland, Port Lincoln, Port Macquarie, Rockhampton, Sunshine Coast, Southern Cross, Sydney, Townsville, Wollongong and Tweed Heads.

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The Low Doc Loan and No Doc Loan specialists
Low Doc Loans are all we do, call lowdocloans.com.au
WEBLOAN PTY LTD ABN 22 107 596 225 has been registered to engage in credit activities
under the National Consumer Credit Protection (Transitional and Consequential Provisions) Act 2009.
Credit registration number 349770.